▼ 0.50% · 3.625%
HK$4,317
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$137/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$130/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$267/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$150/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$307/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$144/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$293/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$163/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,840
+HK$335/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$157/mo
Today · 4.125%
HK$6,075
baseline
▲ 0.50% · 4.625%
HK$6,395
+HK$320/mo
Deposit HK$757K · loan HK$1.14M · min. income ≈ HK$12,150/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$177/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$170/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$191/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$391/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$183/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,461
+HK$374/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$205/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,397
−HK$196/mo
Today · 4.125%
HK$7,593
baseline
▲ 0.50% · 4.625%
HK$7,994
+HK$401/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,186/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,907
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,122
−HK$219/mo
Today · 4.125%
HK$7,341
baseline
▲ 0.50% · 4.625%
HK$7,787
+HK$446/mo
Deposit HK$379K · loan HK$1.51M · min. income ≈ HK$14,682/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,685
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,891
−HK$209/mo
Today · 4.125%
HK$8,100
baseline
▲ 0.50% · 4.625%
HK$8,527
+HK$427/mo
Deposit HK$379K · loan HK$1.51M · min. income ≈ HK$16,200/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$231/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,165
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,384
−HK$222/mo
Today · 4.125%
HK$8,606
baseline
▲ 0.50% · 4.625%
HK$9,060
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,212/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,771
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,013
−HK$245/mo
Today · 4.125%
HK$8,258
baseline
▲ 0.50% · 4.625%
HK$8,761
+HK$503/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,516/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,645
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,877
−HK$235/mo
Today · 4.125%
HK$9,112
baseline
▲ 0.50% · 4.625%
HK$9,592
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,224/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).