▼ 0.50% · 3.625%
HK$4,328
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$137/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$131/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,343
+HK$268/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,909
−HK$151/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$308/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$144/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,877
+HK$294/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$164/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,856
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$157/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,411
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,627
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$178/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$364/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,260
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$170/mo
Today · 4.125%
HK$6,598
baseline
▲ 0.50% · 4.625%
HK$6,946
+HK$348/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,196/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,248
−HK$192/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,922
−HK$184/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,480
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,694
−HK$206/mo
Today · 4.125%
HK$6,900
baseline
▲ 0.50% · 4.625%
HK$7,319
+HK$419/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,800/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,417
−HK$196/mo
Today · 4.125%
HK$7,613
baseline
▲ 0.50% · 4.625%
HK$8,014
+HK$401/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,226/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,925
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$219/mo
Today · 4.125%
HK$7,360
baseline
▲ 0.50% · 4.625%
HK$7,807
+HK$447/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,720/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,704
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,911
−HK$210/mo
Today · 4.125%
HK$8,121
baseline
▲ 0.50% · 4.625%
HK$8,549
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,242/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,358
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,587
−HK$233/mo
Today · 4.125%
HK$7,820
baseline
▲ 0.50% · 4.625%
HK$8,295
+HK$475/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,640/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,186
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,405
−HK$223/mo
Today · 4.125%
HK$8,628
baseline
▲ 0.50% · 4.625%
HK$9,083
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,256/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,791
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,033
−HK$247/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,783
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,667
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,900
−HK$236/mo
Today · 4.125%
HK$9,136
baseline
▲ 0.50% · 4.625%
HK$9,617
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,272/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).