▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$136/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$280/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$308/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$144/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,868
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$164/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,401
+HK$321/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$178/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$170/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$191/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$183/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,482
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$205/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$197/mo
Today · 4.125%
HK$7,601
baseline
▲ 0.50% · 4.625%
HK$8,001
+HK$400/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,202/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,914
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,129
−HK$218/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$448/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,692
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$209/mo
Today · 4.125%
HK$8,107
baseline
▲ 0.50% · 4.625%
HK$8,535
+HK$428/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,214/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,346
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,575
−HK$232/mo
Today · 4.125%
HK$7,807
baseline
▲ 0.50% · 4.625%
HK$8,282
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,614/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,172
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,392
−HK$222/mo
Today · 4.125%
HK$8,614
baseline
▲ 0.50% · 4.625%
HK$9,068
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,228/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,778
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,020
−HK$246/mo
Today · 4.125%
HK$8,266
baseline
▲ 0.50% · 4.625%
HK$8,769
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,532/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,653
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,885
−HK$236/mo
Today · 4.125%
HK$9,121
baseline
▲ 0.50% · 4.625%
HK$9,601
+HK$480/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,242/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).