▼ 0.50% · 3.625%
HK$4,243
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,375
−HK$134/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$274/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$128/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,812
−HK$148/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$302/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$142/mo
Today · 4.125%
HK$5,473
baseline
▲ 0.50% · 4.625%
HK$5,761
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,946/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,250
−HK$161/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$154/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$315/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$175/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$356/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,301
−HK$167/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$341/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,940
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$187/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,696
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$180/mo
Today · 4.125%
HK$6,965
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$367/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,930/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$201/mo
Today · 4.125%
HK$6,763
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$412/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$13,526/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,270
−HK$193/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,856
+HK$393/mo
Deposit HK$465K · loan HK$1.40M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$214/mo
Today · 4.125%
HK$7,214
baseline
▲ 0.50% · 4.625%
HK$7,653
+HK$439/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,428/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,552
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,755
−HK$205/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,380
+HK$420/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,213
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,437
−HK$228/mo
Today · 4.125%
HK$7,665
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$466/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,330/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,024
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,239
−HK$219/mo
Today · 4.125%
HK$8,458
baseline
▲ 0.50% · 4.625%
HK$8,903
+HK$445/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,916/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,637
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,875
−HK$241/mo
Today · 4.125%
HK$8,116
baseline
▲ 0.50% · 4.625%
HK$8,610
+HK$494/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,232/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,496
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,724
−HK$231/mo
Today · 4.125%
HK$8,955
baseline
▲ 0.50% · 4.625%
HK$9,427
+HK$472/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,910/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).