▼ 0.50% · 3.625%
HK$3,621
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$115/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$110/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$223/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$126/mo
Today · 4.125%
HK$4,233
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$257/mo
Deposit HK$715K · loan HK$873K · min. income ≈ HK$8,466/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$120/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$246/mo
Deposit HK$715K · loan HK$873K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$137/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,898
+HK$281/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$132/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$268/mo
Deposit HK$635K · loan HK$953K · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$142/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$160/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$154/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,431
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$172/mo
Today · 4.125%
HK$5,772
baseline
▲ 0.50% · 4.625%
HK$6,123
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,544/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,042
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,204
−HK$164/mo
Today · 4.125%
HK$6,368
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,736/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$183/mo
Today · 4.125%
HK$6,156
baseline
▲ 0.50% · 4.625%
HK$6,531
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,312/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,445
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$175/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,151
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$194/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,848
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,031
−HK$187/mo
Today · 4.125%
HK$7,218
baseline
▲ 0.50% · 4.625%
HK$7,598
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,436/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$206/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$421/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,445
−HK$197/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).