▼ 0.50% · 3.625%
HK$3,527
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$112/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,976
+HK$228/mo
Deposit HK$773K · loan HK$773K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,924
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$106/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,353
+HK$218/mo
Deposit HK$773K · loan HK$773K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$134/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$273/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,708
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$129/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$261/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$145/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$297/mo
Deposit HK$541K · loan HK$1.01M · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$139/mo
Today · 4.125%
HK$5,376
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$284/mo
Deposit HK$541K · loan HK$1.01M · min. income ≈ HK$10,752/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$156/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$319/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$150/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$305/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,290
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$167/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$342/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,885
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$160/mo
Today · 4.125%
HK$6,203
baseline
▲ 0.50% · 4.625%
HK$6,530
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,406/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$179/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,362
+HK$365/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,278
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$171/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$6,966
+HK$349/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,182
−HK$190/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,670
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,849
−HK$181/mo
Today · 4.125%
HK$7,030
baseline
▲ 0.50% · 4.625%
HK$7,401
+HK$371/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,060/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$200/mo
Today · 4.125%
HK$6,746
baseline
▲ 0.50% · 4.625%
HK$7,157
+HK$411/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,492/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,062
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$192/mo
Today · 4.125%
HK$7,444
baseline
▲ 0.50% · 4.625%
HK$7,836
+HK$392/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,888/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).