▼ 0.50% · 3.625%
HK$3,523
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$112/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$227/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$107/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,349
+HK$218/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$122/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$251/mo
Deposit HK$695K · loan HK$850K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$117/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$239/mo
Deposit HK$695K · loan HK$850K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$133/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,766
+HK$274/mo
Deposit HK$618K · loan HK$927K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$128/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$261/mo
Deposit HK$618K · loan HK$927K · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$145/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$541K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$139/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$283/mo
Deposit HK$541K · loan HK$1.00M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$156/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$319/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$149/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$305/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$166/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$342/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$160/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$327/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,636
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$178/mo
Today · 4.125%
HK$5,990
baseline
▲ 0.50% · 4.625%
HK$6,354
+HK$364/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,980/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,439
−HK$170/mo
Today · 4.125%
HK$6,609
baseline
▲ 0.50% · 4.625%
HK$6,958
+HK$349/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,218/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,175
−HK$189/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$181/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$370/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$201/mo
Today · 4.125%
HK$6,739
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$410/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,478/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$192/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$392/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).