▼ 0.50% · 3.625%
HK$3,503
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$111/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,949
+HK$226/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$106/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,324
+HK$216/mo
Deposit HK$768K · loan HK$768K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,853
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,973
−HK$122/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$249/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$116/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$239/mo
Deposit HK$691K · loan HK$845K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$133/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$272/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$127/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$260/mo
Deposit HK$615K · loan HK$922K · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$294/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$138/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$281/mo
Deposit HK$538K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$149/mo
Today · 4.125%
HK$5,751
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$303/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$11,502/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$166/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$340/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$160/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$324/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$177/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,319
+HK$363/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,403
−HK$169/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,919
+HK$347/mo
Deposit HK$307K · loan HK$1.23M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$189/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$385/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,803
−HK$180/mo
Today · 4.125%
HK$6,983
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$368/mo
Deposit HK$230K · loan HK$1.31M · min. income ≈ HK$13,966/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$199/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,109
+HK$408/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,203
−HK$191/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,784
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).