▼ 0.50% · 3.625%
HK$4,240
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$134/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$274/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$128/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$262/mo
Deposit HK$930K · loan HK$930K · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,809
−HK$148/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,258
+HK$301/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$141/mo
Today · 4.125%
HK$5,469
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$288/mo
Deposit HK$837K · loan HK$1.02M · min. income ≈ HK$10,938/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$315/mo
Deposit HK$744K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$167/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$340/mo
Deposit HK$651K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$187/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$384/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$180/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$367/mo
Deposit HK$558K · loan HK$1.30M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$201/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$411/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$193/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$393/mo
Deposit HK$465K · loan HK$1.39M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$215/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$438/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$205/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$419/mo
Deposit HK$372K · loan HK$1.49M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$228/mo
Today · 4.125%
HK$7,660
baseline
▲ 0.50% · 4.625%
HK$8,126
+HK$466/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$15,320/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,019
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,234
−HK$218/mo
Today · 4.125%
HK$8,452
baseline
▲ 0.50% · 4.625%
HK$8,898
+HK$446/mo
Deposit HK$279K · loan HK$1.58M · min. income ≈ HK$16,904/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,870
−HK$241/mo
Today · 4.125%
HK$8,111
baseline
▲ 0.50% · 4.625%
HK$8,604
+HK$493/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$16,222/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,491
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,719
−HK$231/mo
Today · 4.125%
HK$8,950
baseline
▲ 0.50% · 4.625%
HK$9,421
+HK$471/mo
Deposit HK$186K · loan HK$1.67M · min. income ≈ HK$17,900/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).