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At today's rate and a 90% mortgage, the deposit on this unit is about HK$814K, with repayments around HK$35,496/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 55/F
- Flat
- H
- Saleable Area
- 467 Saleable ft²
- Gross Area
- 656 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-16 | HK$7.00M | +0.0% 7.7y · 0.0%/yr |
| 2017-03-14 | HK$7.00M | +100.0% 7.6y · 13.0%/yr |
| 2009-08-04 | HK$3.50M | +26.4% |
| 2005-05-19 | HK$2.77M | +15.4% |
| 2004-11-13 | HK$2.40M | +9.1% |
| 2004-05-12 | HK$2.20M | +13.4% |
| 2003-11-18 | HK$1.94M | — |