▼ 0.50% · 3.625%
HK$17,470
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,014
−HK$552/mo
Today · 4.125%
HK$18,566
baseline
▲ 0.50% · 4.625%
HK$19,696
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,132/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,436
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$529/mo
Today · 4.125%
HK$20,486
baseline
▲ 0.50% · 4.625%
HK$21,566
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,972/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,217
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,815
−HK$608/mo
Today · 4.125%
HK$20,423
baseline
▲ 0.50% · 4.625%
HK$21,665
+HK$1,242/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$40,846/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,953
−HK$581/mo
Today · 4.125%
HK$22,534
baseline
▲ 0.50% · 4.625%
HK$23,722
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.21M · min. income ≈ HK$45,068/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,965
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,617
−HK$662/mo
Today · 4.125%
HK$22,279
baseline
▲ 0.50% · 4.625%
HK$23,635
+HK$1,356/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$44,558/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,323
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,948
−HK$635/mo
Today · 4.125%
HK$24,583
baseline
▲ 0.50% · 4.625%
HK$25,879
+HK$1,296/mo
Deposit HK$3.06M · loan HK$4.60M · min. income ≈ HK$49,166/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$718/mo
Today · 4.125%
HK$24,136
baseline
▲ 0.50% · 4.625%
HK$25,604
+HK$1,468/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,272/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,266
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$687/mo
Today · 4.125%
HK$26,631
baseline
▲ 0.50% · 4.625%
HK$28,035
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,262/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,459
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$773/mo
Today · 4.125%
HK$25,992
baseline
▲ 0.50% · 4.625%
HK$27,574
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$51,984/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,210
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,940
−HK$740/mo
Today · 4.125%
HK$28,680
baseline
▲ 0.50% · 4.625%
HK$30,192
+HK$1,512/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,360/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$828/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,695/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$794/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,619/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$884/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,513
+HK$1,807/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,097
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$846/mo
Today · 4.125%
HK$32,777
baseline
▲ 0.50% · 4.625%
HK$34,505
+HK$1,728/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,554/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,624
−HK$938/mo
Today · 4.125%
HK$31,562
baseline
▲ 0.50% · 4.625%
HK$33,483
+HK$1,921/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,124/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,041
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$899/mo
Today · 4.125%
HK$34,826
baseline
▲ 0.50% · 4.625%
HK$36,661
+HK$1,835/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,652/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,447
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,425
−HK$994/mo
Today · 4.125%
HK$33,419
baseline
▲ 0.50% · 4.625%
HK$35,452
+HK$2,033/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,838/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,984
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,923
−HK$951/mo
Today · 4.125%
HK$36,874
baseline
▲ 0.50% · 4.625%
HK$38,818
+HK$1,944/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,748/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,849 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).