▼ 0.50% · 3.625%
HK$19,311
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,911
−HK$610/mo
Today · 4.125%
HK$20,521
baseline
▲ 0.50% · 4.625%
HK$21,770
+HK$1,249/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,042/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,483
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,059
−HK$584/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$23,837
+HK$1,194/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,242
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,902
−HK$672/mo
Today · 4.125%
HK$22,574
baseline
▲ 0.50% · 4.625%
HK$23,947
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,148/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,631
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,265
−HK$643/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,221
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,173
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$733/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$26,124
+HK$1,498/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,471
−HK$701/mo
Today · 4.125%
HK$27,172
baseline
▲ 0.50% · 4.625%
HK$28,604
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,344/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$793/mo
Today · 4.125%
HK$26,678
baseline
▲ 0.50% · 4.625%
HK$28,301
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,356/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,928
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,677
−HK$759/mo
Today · 4.125%
HK$29,436
baseline
▲ 0.50% · 4.625%
HK$30,988
+HK$1,552/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,872/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,035
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,876
−HK$854/mo
Today · 4.125%
HK$28,730
baseline
▲ 0.50% · 4.625%
HK$30,478
+HK$1,748/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,460/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,076
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,883
−HK$818/mo
Today · 4.125%
HK$31,701
baseline
▲ 0.50% · 4.625%
HK$33,372
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,402/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,966
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,867
−HK$915/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,224
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,088
−HK$877/mo
Today · 4.125%
HK$33,965
baseline
▲ 0.50% · 4.625%
HK$35,755
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,930/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,897
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,858
−HK$976/mo
Today · 4.125%
HK$32,834
baseline
▲ 0.50% · 4.625%
HK$34,832
+HK$1,998/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,668/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,294
−HK$935/mo
Today · 4.125%
HK$36,229
baseline
▲ 0.50% · 4.625%
HK$38,139
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,458/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,849
−HK$1,038/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$2,122/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,521
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$994/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,523
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,759
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,840
−HK$1,099/mo
Today · 4.125%
HK$36,939
baseline
▲ 0.50% · 4.625%
HK$39,186
+HK$2,247/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,878/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,669
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,052/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$42,907
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).