Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$758K, with repayments around HK$33,044/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- B
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 624 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-13 | HK$7.48M | −6.5% 1.8y · −4.0%/yr |
| 2018-04-20 | HK$8.00M | +48.7% 4.8y · 10.0%/yr |
| 2013-07-10 | HK$5.38M | +79.3% |
| 2009-12-10 | HK$3.00M | +26.1% |
| 2005-03-24 | HK$2.38M | +2.1% |
| 2004-05-22 | HK$2.33M | +15.9% |
| 2004-03-02 | HK$2.01M | — |