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At today's rate and a 90% mortgage, the deposit on this unit is about HK$810K, with repayments around HK$35,338/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 55/F
- Flat
- G
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 632 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-16 | HK$6.50M | −13.3% 7.2y · −2.0%/yr |
| 2017-08-22 | HK$7.50M | +127.3% 8.1y · 16.0%/yr |
| 2009-08-04 | HK$3.30M | +14.6% |
| 2005-05-19 | HK$2.88M | +10.8% |
| 2004-11-13 | HK$2.60M | +30.0% |
| 2004-06-04 | HK$2.00M | +14.9% |
| 2003-11-14 | HK$1.74M | — |