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At today's rate and a 90% mortgage, the deposit on this unit is about HK$788K, with repayments around HK$34,354/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,708/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,279 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 73%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-07 | HK$6.50M | −26.4% 2.5y · −10.0%/yr |
| 2022-05-18 | HK$8.84M | +33.9% 7.0y · 5.0%/yr |
| 2015-05-07 | HK$6.60M | +47.3% |
| 2011-05-06 | HK$4.48M | +61.2% |
| 2009-04-30 | HK$2.78M | +5.3% |
| 2007-10-30 | HK$2.64M | +15.8% |
| 2002-02-22 | HK$2.28M | — |