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At today's rate and a 90% mortgage, the deposit on this unit is about HK$815K, with repayments around HK$35,565/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,607 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- C
- Saleable Area
- 491 Saleable ft²
- Gross Area
- 647 ft²
- Efficiency
- 76%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-30 | HK$7.00M | +22.8% 8.5y · 3.0%/yr |
| 2016-01-07 | HK$5.70M | +29.8% 4.9y · 6.0%/yr |
| 2011-02-11 | HK$4.39M | +31.8% |
| 2010-05-18 | HK$3.33M | +9.2% |
| 2009-06-17 | HK$3.05M | +22.5% |
| 2004-12-08 | HK$2.49M | +18.0% |
| 2002-04-06 | HK$2.11M | — |