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At today's rate and a 90% mortgage, the deposit on this unit is about HK$704K, with repayments around HK$30,714/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,428/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lai Chi Kok Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 73 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- H
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 631 ft²
- Efficiency
- 70%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-24 | HK$7.48M | +12.3% 1.8y · 7.0%/yr |
| 2024-06-11 | HK$6.66M | −19.6% 5.2y · −4.0%/yr |
| 2019-04-24 | HK$8.28M | +107.0% 8.1y · 13.0%/yr |
| 2011-03-30 | HK$4.00M | +18.7% |
| 2010-04-23 | HK$3.37M | +30.1% |
| 2005-04-13 | HK$2.59M | +32.8% |
| 2004-02-18 | HK$1.95M | −9.3% |
| 2002-02-22 | HK$2.15M | — |