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Home Sham Shui Po District BANYAN GARDEN PHASE 1 TOWER 2

39/F B

in BANYAN GARDEN PHASE 1 TOWER 2

Sham Shui Po District · Kowloon

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Floor
8/F A 441 ft² 8/F B 658 ft² 8/F C 468 ft² 8/F D 447 ft² 8/F E 447 ft² 8/F F 468 ft² 8/F G 658 ft² 8/F H 441 ft² 9/F A 441 ft² 9/F B 658 ft² 9/F C 468 ft² 9/F D 447 ft² 9/F E 447 ft² 9/F F 468 ft² 9/F G 658 ft² 9/F H 441 ft² 10/F A 441 ft² 10/F B 658 ft² 10/F C 468 ft² 10/F D 447 ft² 10/F E 447 ft² 10/F F 460 ft² 10/F G 658 ft² 10/F H 441 ft² 11/F A 441 ft² 11/F B 658 ft² 11/F C 468 ft² 11/F D 470 ft² 11/F E 447 ft² 11/F F 460 ft² 11/F G 658 ft² 11/F H 441 ft² 12/F A 460 ft² 12/F B 670 ft² 12/F C 460 ft² 12/F D 447 ft² 12/F E 447 ft² 12/F F 460 ft² 12/F G 658 ft² 12/F H 441 ft² 15/F A 460 ft² 15/F B 658 ft² 15/F C 468 ft² 15/F D 447 ft² 15/F E 470 ft² 15/F F 468 ft² 15/F G 658 ft² 15/F H 441 ft² 16/F A 441 ft² 16/F B 658 ft² 16/F C 460 ft² 16/F D 447 ft² 16/F E 447 ft² 16/F F 468 ft² 16/F G 670 ft² 16/F H 441 ft² 17/F A 441 ft² 17/F B 658 ft² 17/F C 468 ft² 17/F D 447 ft² 17/F E 447 ft² 17/F F 460 ft² 17/F G 658 ft² 17/F H 441 ft² 18/F A 441 ft² 18/F B 670 ft² 18/F C 468 ft² 18/F D 447 ft² 18/F E 447 ft² 18/F F 468 ft² 18/F G 658 ft² 18/F H 460 ft² 19/F A 441 ft² 19/F B 670 ft² 19/F C 468 ft² 19/F D 447 ft² 19/F E 470 ft² 19/F F 468 ft² 19/F G 658 ft² 19/F H 441 ft² 20/F A 460 ft² 20/F B 658 ft² 20/F C 460 ft² 20/F D 447 ft² 20/F E 447 ft² 20/F F 468 ft² 20/F G 658 ft² 20/F H 441 ft² 21/F A 441 ft² 21/F B 658 ft² 21/F C 468 ft² 21/F D 447 ft² 21/F E 447 ft² 21/F F 468 ft² 21/F G 658 ft² 21/F H 441 ft² 22/F A 441 ft² 22/F B 658 ft² 22/F C 460 ft² 22/F D 447 ft² 22/F E 447 ft² 22/F F 468 ft² 22/F G 658 ft² 22/F H 441 ft² 23/F A 441 ft² 23/F B 658 ft² 23/F C 468 ft² 23/F D 447 ft² 23/F E 447 ft² 23/F F 468 ft² 23/F G 658 ft² 23/F H 441 ft² 25/F A 464 ft² 25/F B 680 ft² 25/F C 490 ft² 25/F D 468 ft² 25/F E 468 ft² 25/F F 490 ft² 25/F G 680 ft² 25/F H 464 ft² 26/F A 464 ft² 26/F B 680 ft² 26/F C 490 ft² 26/F D 468 ft² 26/F E 468 ft² 26/F F 490 ft² 26/F G 680 ft² 26/F H 464 ft² 27/F A 464 ft² 27/F B 676 ft² 27/F C 471 ft² 27/F D 468 ft² 27/F E 468 ft² 27/F F 471 ft² 27/F G 680 ft² 27/F H 464 ft² 28/F A 464 ft² 28/F B 676 ft² 28/F C 490 ft² 28/F D 468 ft² 28/F E 468 ft² 28/F F 490 ft² 28/F G 676 ft² 28/F H 464 ft² 29/F A 466 ft² 29/F B 680 ft² 29/F C 490 ft² 29/F D 468 ft² 29/F E 474 ft² 29/F F 490 ft² 29/F G 680 ft² 29/F H 464 ft² 30/F A 464 ft² 30/F B 680 ft² 30/F C 471 ft² 30/F D 468 ft² 30/F E 468 ft² 30/F F 490 ft² 30/F G 680 ft² 30/F H 466 ft² 31/F A 464 ft² 31/F B 680 ft² 31/F C 490 ft² 31/F D 468 ft² 31/F E 474 ft² 31/F F 490 ft² 31/F G 680 ft² 31/F H 466 ft² 32/F A 466 ft² 32/F B 680 ft² 32/F C 490 ft² 32/F D 468 ft² 32/F E 468 ft² 32/F F 490 ft² 32/F G 680 ft² 32/F H 464 ft² 33/F A 464 ft² 33/F B 676 ft² 33/F C 490 ft² 33/F D 468 ft² 33/F E 468 ft² 33/F F 490 ft² 33/F G 680 ft² 33/F H 464 ft² 35/F A 464 ft² 35/F B 680 ft² 35/F C 471 ft² 35/F D 468 ft² 35/F E 468 ft² 35/F F 490 ft² 35/F G 680 ft² 35/F H 464 ft² 37/F A 464 ft² 37/F B 680 ft² 37/F C 490 ft² 37/F D 468 ft² 37/F E 468 ft² 37/F F 490 ft² 37/F G 680 ft² 37/F H 464 ft² 38/F A 466 ft² 38/F B 682 ft² 38/F C 491 ft² 38/F D 471 ft² 38/F E 471 ft² 38/F F 491 ft² 38/F G 682 ft² 38/F H 466 ft² 39/F A 466 ft² 39/F B 682 ft² 39/F C 491 ft² 39/F D 471 ft² 39/F E 471 ft² 39/F F 491 ft² 39/F G 682 ft² 39/F H 466 ft² 40/F A 466 ft² 40/F B 682 ft² 40/F C 491 ft² 40/F D 471 ft² 40/F E 471 ft² 40/F F 491 ft² 40/F G 682 ft² 40/F H 466 ft² 41/F A 466 ft² 41/F B 682 ft² 41/F C 491 ft² 41/F D 471 ft² 41/F E 471 ft² 41/F F 491 ft² 41/F G 682 ft² 41/F H 466 ft² 42/F A 466 ft² 42/F B 682 ft² 42/F C 491 ft² 42/F D 471 ft² 42/F E 474 ft² 42/F F 491 ft² 42/F G 682 ft² 42/F H 466 ft² 43/F A 466 ft² 43/F B 676 ft² 43/F C 491 ft² 43/F D 471 ft² 43/F E 471 ft² 43/F F 491 ft² 43/F G 682 ft² 43/F H 466 ft² 45/F A 466 ft² 45/F B 682 ft² 45/F C 491 ft² 45/F D 471 ft² 45/F E 474 ft² 45/F F 491 ft² 45/F G 676 ft² 45/F H 466 ft² 46/F A 466 ft² 46/F B 682 ft² 46/F C 471 ft² 46/F D 471 ft² 46/F E 471 ft² 46/F F 491 ft² 46/F G 682 ft² 46/F H 466 ft² 47/F A 466 ft² 47/F B 682 ft² 47/F C 491 ft² 47/F D 471 ft² 47/F E 471 ft² 47/F F 491 ft² 47/F G 676 ft² 47/F H 466 ft² 48/F A 466 ft² 48/F B 682 ft² 48/F C 491 ft² 48/F D 471 ft² 48/F E 471 ft² 48/F F 491 ft² 48/F G 682 ft² 48/F H 466 ft² 49/F A 466 ft² 49/F B 682 ft² 49/F C 491 ft² 49/F D 474 ft² 49/F E 471 ft² 49/F F 491 ft² 49/F G 682 ft² 49/F H 466 ft² 50/F A 466 ft² 50/F B 682 ft² 50/F C 491 ft² 50/F D 471 ft² 50/F E 471 ft² 50/F F 491 ft² 50/F G 682 ft² 50/F H 466 ft² 51/F A 466 ft² 51/F B 685 ft² 51/F C 491 ft² 51/F D 471 ft² 51/F E 471 ft² 51/F F 471 ft² 51/F G 685 ft² 51/F H 466 ft² 52/F A 466 ft² 52/F B 685 ft² 52/F C 491 ft² 52/F D 471 ft² 52/F E 471 ft² 52/F F 491 ft² 52/F G 685 ft² 52/F H 466 ft² 53/F A 466 ft² 53/F B 685 ft² 53/F C 491 ft² 53/F D 471 ft² 53/F E 474 ft² 53/F F 491 ft² 53/F G 685 ft² 53/F H 466 ft² 55/F A 466 ft² 55/F B 685 ft² 55/F C 491 ft² 55/F D 474 ft² 55/F E 471 ft² 55/F F 491 ft² 55/F G 685 ft² 55/F H 466 ft² 56/F A 466 ft² 56/F B 685 ft² 56/F C 491 ft² 56/F D 471 ft² 56/F E 471 ft² 56/F F 471 ft² 56/F G 685 ft² 56/F H 466 ft² 57/F A 466 ft² 57/F B 685 ft² 57/F C 491 ft² 57/F D 471 ft² 57/F E 474 ft² 57/F F 491 ft² 57/F G 685 ft² 57/F H 466 ft² 58/F A 466 ft² 58/F B 685 ft² 58/F C 491 ft² 58/F D 471 ft² 58/F E 471 ft² 58/F F 491 ft² 58/F G 685 ft² 58/F H 466 ft² 59/F A 466 ft² 59/F B 685 ft² 59/F C 491 ft² 59/F D 476 ft² 59/F E 471 ft² 59/F F 491 ft² 59/F G 685 ft² 59/F H 466 ft² 60/F A 466 ft² 60/F B 685 ft² 60/F C 491 ft² 60/F D 471 ft² 60/F E 471 ft² 60/F F 491 ft² 60/F G 685 ft² 60/F H 466 ft² 61/F A 466 ft² 61/F B 685 ft² 61/F C 491 ft² 61/F D 471 ft² 61/F E 471 ft² 61/F F 491 ft² 61/F G 685 ft² 61/F H 466 ft² 62/F A 466 ft² 62/F B 685 ft² 62/F C 491 ft² 62/F D 471 ft² 62/F E 476 ft² 62/F F 471 ft² 62/F G 685 ft² 62/F H 466 ft² 63/F A 466 ft² 63/F B 685 ft² 63/F C 491 ft² 63/F D 471 ft² 63/F E 471 ft² 63/F F 491 ft² 63/F G 685 ft² 63/F H 466 ft²
Crescira AVM · estimated value ● Medium confidence
HK$11.57M
≈ HK$16,958 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.47M, with repayments around HK$39,236/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,920
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,069
−HK$1,167/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,623
+HK$2,387/mo

Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,472/mo (50% DSR)

Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,698 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lai Chi Kok
≈ 4 min walk · 295 m
Education
59
schools within 1 km (16 within 500 m)
Daily convenience
73
within 1 km (27 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Lai Chi Kok Station.

Family-friendly — 59 schools within a 1 km walk.

Everyday convenience — 73 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
39/F
Flat
B
Saleable Area
682 Saleable ft²
Gross Area
928 ft²
Efficiency
73%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2005-10-12 HK$4.25M +33.6%
2002-02-22 HK$3.18M —

Other appraised units in this building

8/F A
441 ft²
HK$7.00M
8/F B
658 ft²
HK$10.16M
8/F C
468 ft²
HK$7.19M
8/F D
447 ft²
HK$7.02M
8/F E
447 ft²
HK$7.03M
8/F F
468 ft²
HK$7.18M
Data sourced from Renavon.com