▼ 0.50% · 3.625%
HK$18,202
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,768
−HK$575/mo
Today · 4.125%
HK$19,343
baseline
▲ 0.50% · 4.625%
HK$20,520
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,686/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,249
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,792
−HK$551/mo
Today · 4.125%
HK$21,343
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,686/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,022
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,645
−HK$632/mo
Today · 4.125%
HK$21,277
baseline
▲ 0.50% · 4.625%
HK$22,572
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,554/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,274
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,871
−HK$607/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,715
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,842
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$691/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,951
−HK$661/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$26,962
+HK$1,350/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,662
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,398
−HK$748/mo
Today · 4.125%
HK$25,146
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,530/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,292/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$716/mo
Today · 4.125%
HK$27,746
baseline
▲ 0.50% · 4.625%
HK$29,209
+HK$1,463/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,492/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,482
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,275
−HK$805/mo
Today · 4.125%
HK$27,080
baseline
▲ 0.50% · 4.625%
HK$28,728
+HK$1,648/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$54,160/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,109
−HK$771/mo
Today · 4.125%
HK$29,880
baseline
▲ 0.50% · 4.625%
HK$31,455
+HK$1,575/mo
Deposit HK$2.39M · loan HK$5.59M · min. income ≈ HK$59,760/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,303
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,152
−HK$863/mo
Today · 4.125%
HK$29,015
baseline
▲ 0.50% · 4.625%
HK$30,780
+HK$1,765/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,030/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,374
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,188
−HK$827/mo
Today · 4.125%
HK$32,015
baseline
▲ 0.50% · 4.625%
HK$33,702
+HK$1,687/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,030/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,123
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,029
−HK$920/mo
Today · 4.125%
HK$30,949
baseline
▲ 0.50% · 4.625%
HK$32,832
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,898/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,399
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,268
−HK$881/mo
Today · 4.125%
HK$34,149
baseline
▲ 0.50% · 4.625%
HK$35,949
+HK$1,800/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,298/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,943
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,905
−HK$978/mo
Today · 4.125%
HK$32,883
baseline
▲ 0.50% · 4.625%
HK$34,884
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,766/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$936/mo
Today · 4.125%
HK$36,283
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,566/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,763
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,782
−HK$1,036/mo
Today · 4.125%
HK$34,818
baseline
▲ 0.50% · 4.625%
HK$36,936
+HK$2,118/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,636/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,449
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,426
−HK$992/mo
Today · 4.125%
HK$38,418
baseline
▲ 0.50% · 4.625%
HK$40,443
+HK$2,025/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,836/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,469 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).