▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$154/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,483
+HK$314/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,411
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,556
−HK$147/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,004
+HK$301/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$960K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$330/mo
Deposit HK$960K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$185/mo
Today · 4.125%
HK$6,203
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$377/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$12,406/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,493
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$177/mo
Today · 4.125%
HK$6,844
baseline
▲ 0.50% · 4.625%
HK$7,205
+HK$361/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$13,688/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$199/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$409/mo
Deposit HK$747K · loan HK$1.39M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$191/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$391/mo
Deposit HK$747K · loan HK$1.39M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$215/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$441/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$206/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$421/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,523
−HK$230/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,225
+HK$472/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,116
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,334
−HK$221/mo
Today · 4.125%
HK$8,555
baseline
▲ 0.50% · 4.625%
HK$9,006
+HK$451/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$17,110/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,782
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$246/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,773
+HK$503/mo
Deposit HK$427K · loan HK$1.71M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,658
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,890
−HK$235/mo
Today · 4.125%
HK$9,125
baseline
▲ 0.50% · 4.625%
HK$9,606
+HK$481/mo
Deposit HK$427K · loan HK$1.71M · min. income ≈ HK$18,250/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,269
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,526
−HK$261/mo
Today · 4.125%
HK$8,787
baseline
▲ 0.50% · 4.625%
HK$9,322
+HK$535/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$17,574/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,199
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,445
−HK$251/mo
Today · 4.125%
HK$9,696
baseline
▲ 0.50% · 4.625%
HK$10,207
+HK$511/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$19,392/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,755
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,027
−HK$277/mo
Today · 4.125%
HK$9,304
baseline
▲ 0.50% · 4.625%
HK$9,870
+HK$566/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$18,608/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,740
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,001
−HK$265/mo
Today · 4.125%
HK$10,266
baseline
▲ 0.50% · 4.625%
HK$10,807
+HK$541/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$20,532/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).