▼ 0.50% · 3.625%
HK$4,435
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$140/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$287/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$134/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$275/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,878
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$154/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$316/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$147/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$302/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$168/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$344/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$162/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,569
+HK$328/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$182/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$175/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$356/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$196/mo
Today · 4.125%
HK$6,598
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$402/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,196/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,907
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,093
−HK$188/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$383/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,652
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$211/mo
Today · 4.125%
HK$7,070
baseline
▲ 0.50% · 4.625%
HK$7,500
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,140/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,401
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,599
−HK$202/mo
Today · 4.125%
HK$7,801
baseline
▲ 0.50% · 4.625%
HK$8,212
+HK$411/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,602/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,096
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,317
−HK$224/mo
Today · 4.125%
HK$7,541
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,082/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,894
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,106
−HK$215/mo
Today · 4.125%
HK$8,321
baseline
▲ 0.50% · 4.625%
HK$8,759
+HK$438/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,642/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$238/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,500
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,388
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,613
−HK$228/mo
Today · 4.125%
HK$8,841
baseline
▲ 0.50% · 4.625%
HK$9,307
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,682/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,983
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,231
−HK$253/mo
Today · 4.125%
HK$8,484
baseline
▲ 0.50% · 4.625%
HK$9,000
+HK$516/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,968/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,881
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,119
−HK$242/mo
Today · 4.125%
HK$9,361
baseline
▲ 0.50% · 4.625%
HK$9,854
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,722/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).