▼ 0.50% · 3.625%
HK$4,537
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$143/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$293/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$138/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$280/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$158/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$152/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$308/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$164/mo
Today · 4.125%
HK$6,383
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,766/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$186/mo
Today · 4.125%
HK$6,267
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$382/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,534/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,561
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$178/mo
Today · 4.125%
HK$6,915
baseline
▲ 0.50% · 4.625%
HK$7,280
+HK$365/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,830/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$200/mo
Today · 4.125%
HK$6,749
baseline
▲ 0.50% · 4.625%
HK$7,160
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,498/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$192/mo
Today · 4.125%
HK$7,447
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,894/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$215/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,570
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,773
−HK$206/mo
Today · 4.125%
HK$7,979
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$421/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,958/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,484
−HK$230/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$219/mo
Today · 4.125%
HK$8,511
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,022/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$244/mo
Today · 4.125%
HK$8,196
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$498/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,392/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,580
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,810
−HK$233/mo
Today · 4.125%
HK$9,043
baseline
▲ 0.50% · 4.625%
HK$9,520
+HK$477/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,086/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,166
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,420
−HK$258/mo
Today · 4.125%
HK$8,678
baseline
▲ 0.50% · 4.625%
HK$9,206
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,356/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,084
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,328
−HK$247/mo
Today · 4.125%
HK$9,575
baseline
▲ 0.50% · 4.625%
HK$10,080
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,150/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).