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At today's rate and a 90% mortgage, the deposit on this unit is about HK$203K, with repayments around HK$8,842/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,684/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 188 Saleable ft²
- Gross Area
- 266 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-15 | HK$2.28M | +16.9% 2.6y · 7.0%/yr |
| 2014-04-24 | HK$1.95M | +56.0% |
| 2011-06-13 | HK$1.25M | +33.0% |
| 2010-07-26 | HK$940K | +62.1% |
| 2008-02-06 | HK$580K | +7.4% |
| 2006-07-25 | HK$540K | +17.4% |
| 2006-06-12 | HK$460K | +24.3% |
| 2004-07-29 | HK$370K | −69.2% |
| 1997-08-27 | HK$1.20M | +30.4% |
| 1997-02-15 | HK$920K | — |