▼ 0.50% · 3.625%
HK$4,485
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$141/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,123
−HK$136/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$156/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$319/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,636
−HK$149/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$305/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,549
−HK$171/mo
Today · 4.125%
HK$5,720
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$348/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$11,440/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,987
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$163/mo
Today · 4.125%
HK$6,311
baseline
▲ 0.50% · 4.625%
HK$6,644
+HK$333/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$12,622/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$184/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,486
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,660
−HK$177/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,474
−HK$199/mo
Today · 4.125%
HK$6,673
baseline
▲ 0.50% · 4.625%
HK$7,079
+HK$406/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,346/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,985
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,173
−HK$190/mo
Today · 4.125%
HK$7,363
baseline
▲ 0.50% · 4.625%
HK$7,751
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,726/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,728
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,937
−HK$212/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$435/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,484
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,685
−HK$204/mo
Today · 4.125%
HK$7,889
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$415/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,778/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,176
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$227/mo
Today · 4.125%
HK$7,626
baseline
▲ 0.50% · 4.625%
HK$8,090
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,252/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,983
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,197
−HK$218/mo
Today · 4.125%
HK$8,415
baseline
▲ 0.50% · 4.625%
HK$8,858
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,830/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,625
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,862
−HK$241/mo
Today · 4.125%
HK$8,103
baseline
▲ 0.50% · 4.625%
HK$8,596
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,206/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,482
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,710
−HK$230/mo
Today · 4.125%
HK$8,940
baseline
▲ 0.50% · 4.625%
HK$9,412
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,880/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,073
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,324
−HK$255/mo
Today · 4.125%
HK$8,579
baseline
▲ 0.50% · 4.625%
HK$9,101
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,158/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,981
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,222
−HK$244/mo
Today · 4.125%
HK$9,466
baseline
▲ 0.50% · 4.625%
HK$9,965
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,932/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).