▼ 0.50% · 3.625%
HK$2,387
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$76/mo
Today · 4.125%
HK$2,537
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$154/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,074/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$72/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$148/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,626
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$83/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$169/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$79/mo
Today · 4.125%
HK$3,079
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$162/mo
Deposit HK$471K · loan HK$576K · min. income ≈ HK$6,158/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$90/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$185/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,272
−HK$87/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$177/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$201/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$94/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$192/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,446
−HK$106/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$216/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$101/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$206/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$232/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$109/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$221/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$116/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$129/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$262/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,636
−HK$123/mo
Today · 4.125%
HK$4,759
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$250/mo
Deposit HK$157K · loan HK$890K · min. income ≈ HK$9,518/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$136/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$278/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$130/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$266/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).