▼ 0.50% · 3.625%
HK$3,150
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$99/mo
Today · 4.125%
HK$3,347
baseline
▲ 0.50% · 4.625%
HK$3,551
+HK$204/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$6,694/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,504
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$96/mo
Today · 4.125%
HK$3,694
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$194/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$7,388/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$109/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$224/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$105/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$214/mo
Deposit HK$622K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$119/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$244/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$114/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,666
+HK$234/mo
Deposit HK$553K · loan HK$829K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$130/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$265/mo
Deposit HK$483K · loan HK$898K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$124/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$253/mo
Deposit HK$483K · loan HK$898K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$139/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$286/mo
Deposit HK$414K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$133/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$273/mo
Deposit HK$414K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$149/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$306/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$143/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$292/mo
Deposit HK$345K · loan HK$1.04M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$153/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$311/mo
Deposit HK$276K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$170/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$6,037
+HK$346/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$162/mo
Today · 4.125%
HK$6,279
baseline
▲ 0.50% · 4.625%
HK$6,610
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,558/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$179/mo
Today · 4.125%
HK$6,025
baseline
▲ 0.50% · 4.625%
HK$6,392
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,050/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$171/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$6,999
+HK$351/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).