▼ 0.50% · 3.625%
HK$2,332
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,405
−HK$74/mo
Today · 4.125%
HK$2,479
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$150/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$4,958/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,595
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,664
−HK$71/mo
Today · 4.125%
HK$2,735
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$144/mo
Deposit HK$511K · loan HK$511K · min. income ≈ HK$5,470/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,566
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,645
−HK$81/mo
Today · 4.125%
HK$2,726
baseline
▲ 0.50% · 4.625%
HK$2,892
+HK$166/mo
Deposit HK$460K · loan HK$563K · min. income ≈ HK$5,452/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$77/mo
Today · 4.125%
HK$3,008
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$159/mo
Deposit HK$460K · loan HK$563K · min. income ≈ HK$6,016/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,799
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,886
−HK$88/mo
Today · 4.125%
HK$2,974
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$181/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$5,948/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$85/mo
Today · 4.125%
HK$3,282
baseline
▲ 0.50% · 4.625%
HK$3,455
+HK$173/mo
Deposit HK$409K · loan HK$614K · min. income ≈ HK$6,564/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$96/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$196/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$91/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$188/mo
Deposit HK$358K · loan HK$665K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,265
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$103/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$211/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$99/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$202/mo
Deposit HK$307K · loan HK$716K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$111/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,944
+HK$226/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$106/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$217/mo
Deposit HK$256K · loan HK$767K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$118/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$241/mo
Deposit HK$205K · loan HK$818K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$113/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$230/mo
Deposit HK$205K · loan HK$818K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$126/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$256/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$153K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$132/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$272/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$259/mo
Deposit HK$102K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).