▼ 0.50% · 3.625%
HK$2,016
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,079
−HK$63/mo
Today · 4.125%
HK$2,142
baseline
▲ 0.50% · 4.625%
HK$2,273
+HK$131/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,284/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,243
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,303
−HK$61/mo
Today · 4.125%
HK$2,364
baseline
▲ 0.50% · 4.625%
HK$2,489
+HK$125/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,728/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,218
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,287
−HK$70/mo
Today · 4.125%
HK$2,357
baseline
▲ 0.50% · 4.625%
HK$2,500
+HK$143/mo
Deposit HK$398K · loan HK$486K · min. income ≈ HK$4,714/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,467
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,533
−HK$67/mo
Today · 4.125%
HK$2,600
baseline
▲ 0.50% · 4.625%
HK$2,737
+HK$137/mo
Deposit HK$398K · loan HK$486K · min. income ≈ HK$5,200/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,495
−HK$76/mo
Today · 4.125%
HK$2,571
baseline
▲ 0.50% · 4.625%
HK$2,727
+HK$156/mo
Deposit HK$354K · loan HK$530K · min. income ≈ HK$5,142/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,691
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,764
−HK$73/mo
Today · 4.125%
HK$2,837
baseline
▲ 0.50% · 4.625%
HK$2,986
+HK$149/mo
Deposit HK$354K · loan HK$530K · min. income ≈ HK$5,674/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,621
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$83/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,955
+HK$170/mo
Deposit HK$309K · loan HK$575K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,916
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$79/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$162/mo
Deposit HK$309K · loan HK$575K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,822
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,910
−HK$89/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,182
+HK$183/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,140
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,224
−HK$86/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,484
+HK$174/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$96/mo
Today · 4.125%
HK$3,214
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$195/mo
Deposit HK$221K · loan HK$663K · min. income ≈ HK$6,428/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$92/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$187/mo
Deposit HK$221K · loan HK$663K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,226
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$102/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$209/mo
Deposit HK$177K · loan HK$707K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$97/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$3,982
+HK$200/mo
Deposit HK$177K · loan HK$707K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,534
−HK$108/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$222/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,813
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$104/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,231
+HK$212/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,742
−HK$114/mo
Today · 4.125%
HK$3,856
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$235/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$7,712/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$110/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$225/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).