▼ 0.50% · 3.625%
HK$3,071
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,167
−HK$97/mo
Today · 4.125%
HK$3,264
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$198/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$6,528/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,417
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$93/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,791
+HK$190/mo
Deposit HK$673K · loan HK$673K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$107/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$219/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,758
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,859
−HK$102/mo
Today · 4.125%
HK$3,961
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$209/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,922/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$117/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$238/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$112/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$227/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$126/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$258/mo
Deposit HK$471K · loan HK$875K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$121/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$246/mo
Deposit HK$471K · loan HK$875K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$136/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$278/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,783
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$266/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$146/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$298/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$139/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$285/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$155/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$318/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$149/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$304/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$165/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$337/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,964
−HK$158/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$323/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,528
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$175/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$357/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,315
−HK$167/mo
Today · 4.125%
HK$6,482
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$342/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,964/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).