▼ 0.50% · 3.625%
HK$18,470
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,045
−HK$584/mo
Today · 4.125%
HK$19,629
baseline
▲ 0.50% · 4.625%
HK$20,823
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,258/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,548
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,099
−HK$559/mo
Today · 4.125%
HK$21,658
baseline
▲ 0.50% · 4.625%
HK$22,800
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,316/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,318
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,950
−HK$642/mo
Today · 4.125%
HK$21,592
baseline
▲ 0.50% · 4.625%
HK$22,905
+HK$1,313/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,184/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,603
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,209
−HK$615/mo
Today · 4.125%
HK$23,824
baseline
▲ 0.50% · 4.625%
HK$25,080
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,648/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,165
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,854
−HK$700/mo
Today · 4.125%
HK$23,554
baseline
▲ 0.50% · 4.625%
HK$24,988
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,108/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,658
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$671/mo
Today · 4.125%
HK$25,990
baseline
▲ 0.50% · 4.625%
HK$27,360
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,980/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,759
−HK$758/mo
Today · 4.125%
HK$25,517
baseline
▲ 0.50% · 4.625%
HK$27,070
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,034/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,429
−HK$727/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,640
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,859
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,663
−HK$817/mo
Today · 4.125%
HK$27,480
baseline
▲ 0.50% · 4.625%
HK$29,152
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,960/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,767
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$783/mo
Today · 4.125%
HK$30,322
baseline
▲ 0.50% · 4.625%
HK$31,920
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,644/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,706
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$875/mo
Today · 4.125%
HK$29,443
baseline
▲ 0.50% · 4.625%
HK$31,235
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,886/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,822
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,649
−HK$839/mo
Today · 4.125%
HK$32,488
baseline
▲ 0.50% · 4.625%
HK$34,200
+HK$1,712/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,976/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,553
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,472
−HK$934/mo
Today · 4.125%
HK$31,406
baseline
▲ 0.50% · 4.625%
HK$33,317
+HK$1,911/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,812/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,759
−HK$894/mo
Today · 4.125%
HK$34,653
baseline
▲ 0.50% · 4.625%
HK$36,480
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,306/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$992/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$2,030/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$950/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,247
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,281
−HK$1,051/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,482
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,987
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,006/mo
Today · 4.125%
HK$38,985
baseline
▲ 0.50% · 4.625%
HK$41,040
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,970/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).