▼ 0.50% · 3.625%
HK$18,096
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,659
−HK$572/mo
Today · 4.125%
HK$19,231
baseline
▲ 0.50% · 4.625%
HK$20,401
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,462/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,132
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,672
−HK$548/mo
Today · 4.125%
HK$21,220
baseline
▲ 0.50% · 4.625%
HK$22,338
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,440/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,906
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,525
−HK$629/mo
Today · 4.125%
HK$21,154
baseline
▲ 0.50% · 4.625%
HK$22,441
+HK$1,287/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,308/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,145
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,739
−HK$603/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,572
+HK$1,230/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$686/mo
Today · 4.125%
HK$23,077
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,404/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,154/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,806
−HK$657/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$26,806
+HK$1,343/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,525
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,257
−HK$743/mo
Today · 4.125%
HK$25,000
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,522/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$50,000/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,171
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,873
−HK$712/mo
Today · 4.125%
HK$27,585
baseline
▲ 0.50% · 4.625%
HK$29,040
+HK$1,455/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,170/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,335
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,123
−HK$800/mo
Today · 4.125%
HK$26,923
baseline
▲ 0.50% · 4.625%
HK$28,562
+HK$1,639/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,846/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,185
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,941
−HK$766/mo
Today · 4.125%
HK$29,707
baseline
▲ 0.50% · 4.625%
HK$31,273
+HK$1,566/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,414/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,989
−HK$858/mo
Today · 4.125%
HK$28,847
baseline
▲ 0.50% · 4.625%
HK$30,602
+HK$1,755/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,694/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,198
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,008
−HK$821/mo
Today · 4.125%
HK$31,829
baseline
▲ 0.50% · 4.625%
HK$33,507
+HK$1,678/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,658/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,954
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,855
−HK$915/mo
Today · 4.125%
HK$30,770
baseline
▲ 0.50% · 4.625%
HK$32,642
+HK$1,872/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$61,540/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,211
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,075
−HK$876/mo
Today · 4.125%
HK$33,951
baseline
▲ 0.50% · 4.625%
HK$35,741
+HK$1,790/mo
Deposit HK$1.59M · loan HK$6.35M · min. income ≈ HK$67,902/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,721
−HK$972/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,989/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$931/mo
Today · 4.125%
HK$36,073
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$1,902/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,146/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,586
−HK$1,030/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,722
+HK$2,106/mo
Deposit HK$794K · loan HK$7.14M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,237
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,209
−HK$986/mo
Today · 4.125%
HK$38,195
baseline
▲ 0.50% · 4.625%
HK$40,209
+HK$2,014/mo
Deposit HK$794K · loan HK$7.14M · min. income ≈ HK$76,390/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).