▼ 0.50% · 3.625%
HK$19,819
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$626/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$600/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,801
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$689/mo
Today · 4.125%
HK$23,169
baseline
▲ 0.50% · 4.625%
HK$24,578
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,338/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$660/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$26,912
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,783
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$752/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,459
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,168
−HK$720/mo
Today · 4.125%
HK$27,888
baseline
▲ 0.50% · 4.625%
HK$29,358
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,776/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$814/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$780/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,805
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,610
−HK$877/mo
Today · 4.125%
HK$29,487
baseline
▲ 0.50% · 4.625%
HK$31,281
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,974/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,869
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,696
−HK$840/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,251
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,729
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,654
−HK$939/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,516
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,073
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,960
−HK$900/mo
Today · 4.125%
HK$34,860
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,720/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,711
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,698
−HK$1,002/mo
Today · 4.125%
HK$33,700
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,400/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,224
−HK$960/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,144
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,741
−HK$1,065/mo
Today · 4.125%
HK$35,806
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,612/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,483
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,019/mo
Today · 4.125%
HK$39,508
baseline
▲ 0.50% · 4.625%
HK$41,591
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,016/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,675
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,785
−HK$1,127/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$40,219
+HK$2,307/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,688
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,753
−HK$1,079/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,037
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).