▼ 0.50% · 3.625%
HK$21,523
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,193
−HK$680/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,265
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,945
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$651/mo
Today · 4.125%
HK$25,238
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,476/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,676
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,412
−HK$749/mo
Today · 4.125%
HK$25,161
baseline
▲ 0.50% · 4.625%
HK$26,691
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,322/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,339
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,046
−HK$716/mo
Today · 4.125%
HK$27,762
baseline
▲ 0.50% · 4.625%
HK$29,226
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,524/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,632
−HK$816/mo
Today · 4.125%
HK$27,448
baseline
▲ 0.50% · 4.625%
HK$29,118
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,896/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,734
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$782/mo
Today · 4.125%
HK$30,286
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,596/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,572/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,981
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,851
−HK$884/mo
Today · 4.125%
HK$29,735
baseline
▲ 0.50% · 4.625%
HK$31,544
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,470/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,128
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,963
−HK$847/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,539
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$952/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,523
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$912/mo
Today · 4.125%
HK$35,334
baseline
▲ 0.50% · 4.625%
HK$37,196
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,668/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,285
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$1,021/mo
Today · 4.125%
HK$34,310
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$2,087/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,620/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$977/mo
Today · 4.125%
HK$37,857
baseline
▲ 0.50% · 4.625%
HK$39,853
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,714/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,438
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$1,088/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,824
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,311
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,339
−HK$1,042/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,590
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$1,156/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$41,250
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,706
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,798
−HK$1,107/mo
Today · 4.125%
HK$42,905
baseline
▲ 0.50% · 4.625%
HK$45,167
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,810/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,742
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,947
−HK$1,225/mo
Today · 4.125%
HK$41,172
baseline
▲ 0.50% · 4.625%
HK$43,677
+HK$2,505/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,344/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,100
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,256
−HK$1,173/mo
Today · 4.125%
HK$45,429
baseline
▲ 0.50% · 4.625%
HK$47,824
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,858/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).