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At today's rate and a 90% mortgage, the deposit on this unit is about HK$801K, with repayments around HK$34,934/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,868/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 89 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- E
- Saleable Area
- 454 Saleable ft²
- Gross Area
- 617 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-04 | HK$8.38M | +20.1% 6.1y · 3.0%/yr |
| 2016-09-15 | HK$6.98M | +16.3% 3.2y · 5.0%/yr |
| 2013-06-26 | HK$6.00M | +93.5% |
| 2009-05-05 | HK$3.10M | +40.9% |
| 2004-09-18 | HK$2.20M | +6.3% |
| 2004-03-17 | HK$2.07M | — |