▼ 0.50% · 3.625%
HK$18,721
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,304
−HK$591/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$21,106
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,386
−HK$567/mo
Today · 4.125%
HK$21,953
baseline
▲ 0.50% · 4.625%
HK$23,110
+HK$1,157/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,906/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$651/mo
Today · 4.125%
HK$21,885
baseline
▲ 0.50% · 4.625%
HK$23,217
+HK$1,332/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$43,770/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$624/mo
Today · 4.125%
HK$24,148
baseline
▲ 0.50% · 4.625%
HK$25,421
+HK$1,273/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$48,296/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,466
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,327
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,993
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$680/mo
Today · 4.125%
HK$26,343
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,389/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,686/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$769/mo
Today · 4.125%
HK$25,864
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,728/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,076
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,802
−HK$736/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,505/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,025
−HK$828/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,940
−HK$794/mo
Today · 4.125%
HK$30,734
baseline
▲ 0.50% · 4.625%
HK$32,354
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,468/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,082
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,956
−HK$887/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,659
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,241
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,079
−HK$850/mo
Today · 4.125%
HK$32,929
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,858/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,886
−HK$947/mo
Today · 4.125%
HK$31,833
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,666/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$907/mo
Today · 4.125%
HK$35,124
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,248/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,826
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,816
−HK$1,006/mo
Today · 4.125%
HK$33,822
baseline
▲ 0.50% · 4.625%
HK$35,880
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,644/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,356
−HK$963/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,747
−HK$1,065/mo
Today · 4.125%
HK$35,812
baseline
▲ 0.50% · 4.625%
HK$37,991
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,624/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,489
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,495
−HK$1,020/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,597
+HK$2,082/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,306 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).