▼ 0.50% · 3.625%
HK$18,974
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,564
−HK$600/mo
Today · 4.125%
HK$20,164
baseline
▲ 0.50% · 4.625%
HK$21,391
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,328/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,108
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,674
−HK$575/mo
Today · 4.125%
HK$22,249
baseline
▲ 0.50% · 4.625%
HK$23,422
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,498/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,871
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,521
−HK$659/mo
Today · 4.125%
HK$22,180
baseline
▲ 0.50% · 4.625%
HK$23,530
+HK$1,350/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,360/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$632/mo
Today · 4.125%
HK$24,474
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,290/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,948/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,769
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$720/mo
Today · 4.125%
HK$24,197
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,394/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,330
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,009
−HK$690/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$780/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$746/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$839/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,947
+HK$1,718/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$804/mo
Today · 4.125%
HK$31,148
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,296/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,461
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$900/mo
Today · 4.125%
HK$30,246
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,492/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$861/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$959/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,963/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$919/mo
Today · 4.125%
HK$35,598
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,196/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,259
−HK$1,019/mo
Today · 4.125%
HK$34,278
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$2,086/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,556/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,884
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,847
−HK$976/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$39,817
+HK$1,994/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,646/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,080/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$2,208/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,034/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,630 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).