▼ 0.50% · 3.625%
HK$18,845
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,431
−HK$595/mo
Today · 4.125%
HK$20,026
baseline
▲ 0.50% · 4.625%
HK$21,245
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,052/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,964
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$570/mo
Today · 4.125%
HK$22,097
baseline
▲ 0.50% · 4.625%
HK$23,262
+HK$1,165/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,194/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,374
−HK$655/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,061
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$628/mo
Today · 4.125%
HK$24,307
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,281/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,614/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,614
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$715/mo
Today · 4.125%
HK$24,032
baseline
▲ 0.50% · 4.625%
HK$25,494
+HK$1,462/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,064/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,157
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$685/mo
Today · 4.125%
HK$26,517
baseline
▲ 0.50% · 4.625%
HK$27,914
+HK$1,397/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,034/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,498
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$774/mo
Today · 4.125%
HK$26,034
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,584/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,068/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,254
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$741/mo
Today · 4.125%
HK$28,726
baseline
▲ 0.50% · 4.625%
HK$30,240
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,452/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$834/mo
Today · 4.125%
HK$28,037
baseline
▲ 0.50% · 4.625%
HK$29,743
+HK$1,706/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,074/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,350
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,137
−HK$799/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,631/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,267
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,146
−HK$894/mo
Today · 4.125%
HK$30,040
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,827/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,080/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,447
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$856/mo
Today · 4.125%
HK$33,146
baseline
▲ 0.50% · 4.625%
HK$34,893
+HK$1,747/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,292/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,089
−HK$953/mo
Today · 4.125%
HK$32,042
baseline
▲ 0.50% · 4.625%
HK$33,992
+HK$1,950/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,084/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,543
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,443
−HK$912/mo
Today · 4.125%
HK$35,355
baseline
▲ 0.50% · 4.625%
HK$37,219
+HK$1,864/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,710/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,036
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$1,013/mo
Today · 4.125%
HK$34,045
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$2,071/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,090/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,640
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,595
−HK$970/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,545
+HK$1,980/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,920
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,975
−HK$1,072/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$38,241
+HK$2,194/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,736
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,748
−HK$1,027/mo
Today · 4.125%
HK$39,775
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,096/mo
Deposit HK$826K · loan HK$7.44M · min. income ≈ HK$79,550/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).