▼ 0.50% · 3.625%
HK$19,053
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,646
−HK$602/mo
Today · 4.125%
HK$20,248
baseline
▲ 0.50% · 4.625%
HK$21,480
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,496/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,196
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$577/mo
Today · 4.125%
HK$22,342
baseline
▲ 0.50% · 4.625%
HK$23,519
+HK$1,177/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,684/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,959
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,610
−HK$663/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,628
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,941
−HK$635/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,295/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$723/mo
Today · 4.125%
HK$24,298
baseline
▲ 0.50% · 4.625%
HK$25,776
+HK$1,478/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,596/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,436
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,118
−HK$692/mo
Today · 4.125%
HK$26,810
baseline
▲ 0.50% · 4.625%
HK$28,223
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,620/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,769
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$782/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,924
+HK$1,602/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,555
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,294
−HK$750/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,575
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,504
−HK$843/mo
Today · 4.125%
HK$28,347
baseline
▲ 0.50% · 4.625%
HK$30,072
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,694/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,675
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$807/mo
Today · 4.125%
HK$31,278
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,556/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$903/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,647
−HK$865/mo
Today · 4.125%
HK$33,512
baseline
▲ 0.50% · 4.625%
HK$35,279
+HK$1,767/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,024/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,485
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$964/mo
Today · 4.125%
HK$32,397
baseline
▲ 0.50% · 4.625%
HK$34,368
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,794/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$923/mo
Today · 4.125%
HK$35,747
baseline
▲ 0.50% · 4.625%
HK$37,631
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,494/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,390
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$1,024/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$981/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$1,083/mo
Today · 4.125%
HK$36,446
baseline
▲ 0.50% · 4.625%
HK$38,664
+HK$2,218/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,892/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,177
−HK$1,038/mo
Today · 4.125%
HK$40,215
baseline
▲ 0.50% · 4.625%
HK$42,335
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,430/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,672 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).