▼ 0.50% · 3.625%
HK$19,239
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,837
−HK$608/mo
Today · 4.125%
HK$20,445
baseline
▲ 0.50% · 4.625%
HK$21,689
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,890/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,977
−HK$582/mo
Today · 4.125%
HK$22,559
baseline
▲ 0.50% · 4.625%
HK$23,748
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,118/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,162
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,821
−HK$668/mo
Today · 4.125%
HK$22,489
baseline
▲ 0.50% · 4.625%
HK$23,858
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,978/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,543
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,174
−HK$641/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,086
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,804
−HK$730/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,493/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,683
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$699/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,427/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$790/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$28,196
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$757/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,546/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,934
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,772
−HK$851/mo
Today · 4.125%
HK$28,623
baseline
▲ 0.50% · 4.625%
HK$30,365
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,246/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,964
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,767
−HK$816/mo
Today · 4.125%
HK$31,583
baseline
▲ 0.50% · 4.625%
HK$33,247
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,166/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,858
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,755
−HK$912/mo
Today · 4.125%
HK$30,667
baseline
▲ 0.50% · 4.625%
HK$32,533
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,334/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,104
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,965
−HK$873/mo
Today · 4.125%
HK$33,838
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,676/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,782
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$973/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,702
+HK$1,990/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,244
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$931/mo
Today · 4.125%
HK$36,094
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,188/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,705
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,723
−HK$1,033/mo
Today · 4.125%
HK$34,756
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,512/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,385
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,360
−HK$990/mo
Today · 4.125%
HK$38,350
baseline
▲ 0.50% · 4.625%
HK$40,372
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,700/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,629
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,706
−HK$1,095/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$2,239/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,525
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,558
−HK$1,048/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,141/mo
Deposit HK$844K · loan HK$7.59M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).