▼ 0.50% · 3.625%
HK$19,255
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,854
−HK$608/mo
Today · 4.125%
HK$20,462
baseline
▲ 0.50% · 4.625%
HK$21,707
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,924/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,421
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,995
−HK$583/mo
Today · 4.125%
HK$22,578
baseline
▲ 0.50% · 4.625%
HK$23,768
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,156/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,180
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,839
−HK$669/mo
Today · 4.125%
HK$22,508
baseline
▲ 0.50% · 4.625%
HK$23,878
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$45,016/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,195
−HK$641/mo
Today · 4.125%
HK$24,836
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,672/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,106
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,824
−HK$731/mo
Today · 4.125%
HK$24,555
baseline
▲ 0.50% · 4.625%
HK$26,049
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,110/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,705
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,394
−HK$700/mo
Today · 4.125%
HK$27,094
baseline
▲ 0.50% · 4.625%
HK$28,522
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,188/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,031
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,810
−HK$791/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,219
+HK$1,618/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,594
−HK$757/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$30,899
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,957
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,795
−HK$852/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,390
+HK$1,743/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,989
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,793
−HK$816/mo
Today · 4.125%
HK$31,609
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,218/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,882
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$913/mo
Today · 4.125%
HK$30,693
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,386/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,131
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,993
−HK$874/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,808
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$973/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,732
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,273
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,192
−HK$933/mo
Today · 4.125%
HK$36,125
baseline
▲ 0.50% · 4.625%
HK$38,029
+HK$1,904/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,250/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,751
−HK$1,035/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$2,116/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,415
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,392
−HK$991/mo
Today · 4.125%
HK$38,383
baseline
▲ 0.50% · 4.625%
HK$40,406
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,766/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,658
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,737
−HK$1,095/mo
Today · 4.125%
HK$36,832
baseline
▲ 0.50% · 4.625%
HK$39,073
+HK$2,241/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,664/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,557
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,591
−HK$1,049/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$42,783
+HK$2,143/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,280/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,324 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).