▼ 0.50% · 3.625%
HK$19,687
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,300
−HK$622/mo
Today · 4.125%
HK$20,922
baseline
▲ 0.50% · 4.625%
HK$22,195
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,844/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,902
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,489
−HK$596/mo
Today · 4.125%
HK$23,085
baseline
▲ 0.50% · 4.625%
HK$24,302
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,170/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,656
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$684/mo
Today · 4.125%
HK$23,014
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,400/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,028/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,092
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,738
−HK$656/mo
Today · 4.125%
HK$25,394
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,338/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,788/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,625
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$747/mo
Today · 4.125%
HK$25,106
baseline
▲ 0.50% · 4.625%
HK$26,634
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,212/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,282
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,987
−HK$715/mo
Today · 4.125%
HK$27,702
baseline
▲ 0.50% · 4.625%
HK$29,162
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,404/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,593
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,389
−HK$809/mo
Today · 4.125%
HK$27,198
baseline
▲ 0.50% · 4.625%
HK$28,853
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,396/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,472
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$775/mo
Today · 4.125%
HK$30,011
baseline
▲ 0.50% · 4.625%
HK$31,592
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,022/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,562
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$871/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$31,073
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,663
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$834/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$934/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,909/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,853
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,734
−HK$894/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,256/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,499
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,479
−HK$996/mo
Today · 4.125%
HK$33,475
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,950/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,983
−HK$953/mo
Today · 4.125%
HK$36,936
baseline
▲ 0.50% · 4.625%
HK$38,883
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,872/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,468
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$1,058/mo
Today · 4.125%
HK$35,567
baseline
▲ 0.50% · 4.625%
HK$37,731
+HK$2,164/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,134/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,233
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,232
−HK$1,013/mo
Today · 4.125%
HK$39,245
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,068/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,490/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,539
−HK$1,120/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,951
+HK$2,292/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,423
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,481
−HK$1,072/mo
Today · 4.125%
HK$41,553
baseline
▲ 0.50% · 4.625%
HK$43,743
+HK$2,190/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,106/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,013 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).