▼ 0.50% · 3.625%
HK$19,393
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,996
−HK$613/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,575
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$587/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$23,939
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,332
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,996
−HK$674/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$645/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,333
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,996
−HK$735/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,890
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$704/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,727
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,211
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,995
−HK$797/mo
Today · 4.125%
HK$26,792
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,584/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,047
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$763/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,121
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,995
−HK$858/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,609
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,205
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,015
−HK$821/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,515
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,995
−HK$919/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,795
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,230
−HK$880/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,029
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,994
−HK$981/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,981
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,519
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,445
−HK$939/mo
Today · 4.125%
HK$36,384
baseline
▲ 0.50% · 4.625%
HK$38,302
+HK$1,918/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,768/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,968
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,994
−HK$1,042/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$37,168
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,677
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,661
−HK$997/mo
Today · 4.125%
HK$38,658
baseline
▲ 0.50% · 4.625%
HK$40,696
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,316/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,993
−HK$1,104/mo
Today · 4.125%
HK$37,097
baseline
▲ 0.50% · 4.625%
HK$39,354
+HK$2,257/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,194/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,834
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,876
−HK$1,057/mo
Today · 4.125%
HK$40,933
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,866/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,145 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).