▼ 0.50% · 3.625%
HK$18,342
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,912
−HK$580/mo
Today · 4.125%
HK$19,492
baseline
▲ 0.50% · 4.625%
HK$20,678
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,984/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,405
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,952
−HK$556/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,641
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,176
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,804
−HK$637/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,746
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,048
−HK$610/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$24,905
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,010
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,695
−HK$695/mo
Today · 4.125%
HK$23,390
baseline
▲ 0.50% · 4.625%
HK$24,814
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,780/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,486
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,143
−HK$666/mo
Today · 4.125%
HK$25,809
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,618/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,844
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$754/mo
Today · 4.125%
HK$25,340
baseline
▲ 0.50% · 4.625%
HK$26,882
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,680/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,238
−HK$722/mo
Today · 4.125%
HK$27,960
baseline
▲ 0.50% · 4.625%
HK$29,434
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,920/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,679
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,477
−HK$812/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,567
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,333
−HK$778/mo
Today · 4.125%
HK$30,111
baseline
▲ 0.50% · 4.625%
HK$31,698
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,222/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,513
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$869/mo
Today · 4.125%
HK$29,238
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,476/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,429
−HK$832/mo
Today · 4.125%
HK$32,261
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,522/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,347
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$927/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,898/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$888/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,226
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,181
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,151
−HK$985/mo
Today · 4.125%
HK$33,136
baseline
▲ 0.50% · 4.625%
HK$35,153
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,272/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,619
−HK$944/mo
Today · 4.125%
HK$36,563
baseline
▲ 0.50% · 4.625%
HK$38,490
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,126/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,015
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$1,044/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,729
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,714
−HK$1,000/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,313 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).