▼ 0.50% · 3.625%
HK$21,458
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,126
−HK$678/mo
Today · 4.125%
HK$22,804
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,387/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,608/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$650/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,326/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,604
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,338
−HK$746/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,610
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.18M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,259
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,963
−HK$715/mo
Today · 4.125%
HK$27,678
baseline
▲ 0.50% · 4.625%
HK$29,137
+HK$1,459/mo
Deposit HK$4.23M · loan HK$5.18M · min. income ≈ HK$55,356/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,551
−HK$813/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$29,030
+HK$1,666/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,415
−HK$779/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,592/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,896
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$882/mo
Today · 4.125%
HK$29,645
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,290/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,866
−HK$844/mo
Today · 4.125%
HK$32,710
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,420/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,976
−HK$949/mo
Today · 4.125%
HK$31,925
baseline
▲ 0.50% · 4.625%
HK$33,868
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,850/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,421
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,317
−HK$909/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,083
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,187
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,188
−HK$1,018/mo
Today · 4.125%
HK$34,206
baseline
▲ 0.50% · 4.625%
HK$36,287
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,412/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,808
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,768
−HK$974/mo
Today · 4.125%
HK$37,742
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,484/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$1,085/mo
Today · 4.125%
HK$36,486
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$2,220/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,972/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,195
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,219
−HK$1,040/mo
Today · 4.125%
HK$40,259
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,518/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,479
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$1,153/mo
Today · 4.125%
HK$38,766
baseline
▲ 0.50% · 4.625%
HK$41,125
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,532/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,582
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,671
−HK$1,104/mo
Today · 4.125%
HK$42,775
baseline
▲ 0.50% · 4.625%
HK$45,030
+HK$2,255/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,550/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,625
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,221/mo
Today · 4.125%
HK$41,047
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,094/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,969
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,122
−HK$1,169/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$47,678
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).