▼ 0.50% · 3.625%
HK$18,598
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,176
−HK$588/mo
Today · 4.125%
HK$19,764
baseline
▲ 0.50% · 4.625%
HK$20,967
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,528/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,690
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,245
−HK$563/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$22,957
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,458
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$646/mo
Today · 4.125%
HK$21,740
baseline
▲ 0.50% · 4.625%
HK$23,063
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,480/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,759
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,369
−HK$619/mo
Today · 4.125%
HK$23,988
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,976/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,317
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,012
−HK$705/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$25,160
+HK$1,443/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,828
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,494
−HK$675/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$764/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,257
+HK$1,564/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,618
−HK$732/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,037
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,847
−HK$823/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,683/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,966
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,743
−HK$788/mo
Today · 4.125%
HK$30,531
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,609/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,062/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,897
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,764
−HK$882/mo
Today · 4.125%
HK$29,646
baseline
▲ 0.50% · 4.625%
HK$31,450
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,292/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,035
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,867
−HK$845/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,436
+HK$1,724/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$941/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$900/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,616
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$999/mo
Today · 4.125%
HK$33,599
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$2,044/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,198/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$957/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$1,954/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,517
−HK$1,058/mo
Today · 4.125%
HK$35,575
baseline
▲ 0.50% · 4.625%
HK$37,740
+HK$2,165/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,150/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,242
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,241
−HK$1,013/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,323
+HK$2,069/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).