▼ 0.50% · 3.625%
HK$21,380
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,045
−HK$676/mo
Today · 4.125%
HK$22,721
baseline
▲ 0.50% · 4.625%
HK$24,104
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,442/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,785
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,423
−HK$647/mo
Today · 4.125%
HK$25,070
baseline
▲ 0.50% · 4.625%
HK$26,392
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,140/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,518
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,250
−HK$743/mo
Today · 4.125%
HK$24,993
baseline
▲ 0.50% · 4.625%
HK$26,514
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,986/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,164
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,866
−HK$711/mo
Today · 4.125%
HK$27,577
baseline
▲ 0.50% · 4.625%
HK$29,031
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,154/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,656
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,454
−HK$811/mo
Today · 4.125%
HK$27,265
baseline
▲ 0.50% · 4.625%
HK$28,924
+HK$1,659/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,530/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,542
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,308
−HK$776/mo
Today · 4.125%
HK$30,084
baseline
▲ 0.50% · 4.625%
HK$31,670
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,168/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,659
−HK$878/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,335
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,750
−HK$842/mo
Today · 4.125%
HK$32,592
baseline
▲ 0.50% · 4.625%
HK$34,309
+HK$1,717/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,184/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,863
−HK$946/mo
Today · 4.125%
HK$31,809
baseline
▲ 0.50% · 4.625%
HK$33,745
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,618/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,299
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,193
−HK$906/mo
Today · 4.125%
HK$35,099
baseline
▲ 0.50% · 4.625%
HK$36,949
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,198/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,070
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,068
−HK$1,014/mo
Today · 4.125%
HK$34,082
baseline
▲ 0.50% · 4.625%
HK$36,155
+HK$2,073/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,164/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,678
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,635
−HK$971/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,588
+HK$1,982/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,208
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$1,081/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,566
+HK$2,212/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,057
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,077
−HK$1,036/mo
Today · 4.125%
HK$40,113
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,114/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,226/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,346
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,477
−HK$1,149/mo
Today · 4.125%
HK$38,626
baseline
▲ 0.50% · 4.625%
HK$40,976
+HK$2,350/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,252/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,435
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,520
−HK$1,100/mo
Today · 4.125%
HK$42,620
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,246/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,240/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,682
−HK$1,216/mo
Today · 4.125%
HK$40,898
baseline
▲ 0.50% · 4.625%
HK$43,386
+HK$2,488/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,796/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,814
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,962
−HK$1,165/mo
Today · 4.125%
HK$45,127
baseline
▲ 0.50% · 4.625%
HK$47,505
+HK$2,378/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,254/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).