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At today's rate and a 90% mortgage, the deposit on this unit is about HK$717K, with repayments around HK$31,285/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,570/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$215,170 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 452 Saleable ft²
- Gross Area
- 605 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-19 | HK$7.50M | −6.0% 0.8y |
| 2020-06-05 | HK$7.98M | +12.7% 3.2y · 4.0%/yr |
| 2017-04-05 | HK$7.08M | +191.4% 12.1y · 16.0%/yr |
| 2005-03-24 | HK$2.43M | +6.6% |
| 2004-09-07 | HK$2.28M | — |