▼ 0.50% · 3.625%
HK$20,615
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,256
−HK$652/mo
Today · 4.125%
HK$21,908
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,816/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,934
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,549
−HK$624/mo
Today · 4.125%
HK$24,173
baseline
▲ 0.50% · 4.625%
HK$25,447
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,346/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,676
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,382
−HK$716/mo
Today · 4.125%
HK$24,098
baseline
▲ 0.50% · 4.625%
HK$25,565
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,196/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,227
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,904
−HK$686/mo
Today · 4.125%
HK$26,590
baseline
▲ 0.50% · 4.625%
HK$27,992
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,180/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,738
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$782/mo
Today · 4.125%
HK$26,289
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,578/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$748/mo
Today · 4.125%
HK$29,007
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,014/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,633
−HK$847/mo
Today · 4.125%
HK$28,480
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,960/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,814
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$811/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,081
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,861
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,759
−HK$912/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,107
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$873/mo
Today · 4.125%
HK$33,842
baseline
▲ 0.50% · 4.625%
HK$35,626
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,684/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,922
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$977/mo
Today · 4.125%
HK$32,861
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,722/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,323
−HK$936/mo
Today · 4.125%
HK$36,259
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,518/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,010
−HK$1,042/mo
Today · 4.125%
HK$35,052
baseline
▲ 0.50% · 4.625%
HK$37,185
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,104/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,694
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,678
−HK$999/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$40,715
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,045
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$1,108/mo
Today · 4.125%
HK$37,243
baseline
▲ 0.50% · 4.625%
HK$39,509
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,486/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,988
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,033
−HK$1,061/mo
Today · 4.125%
HK$41,094
baseline
▲ 0.50% · 4.625%
HK$43,260
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,188/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,107
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,173/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,833
+HK$2,399/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,281
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,388
−HK$1,123/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).