▼ 0.50% · 3.625%
HK$19,556
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,164
−HK$618/mo
Today · 4.125%
HK$20,782
baseline
▲ 0.50% · 4.625%
HK$22,047
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,564/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,756
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$591/mo
Today · 4.125%
HK$22,931
baseline
▲ 0.50% · 4.625%
HK$24,140
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,862/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,512
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$680/mo
Today · 4.125%
HK$22,861
baseline
▲ 0.50% · 4.625%
HK$24,252
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,722/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$652/mo
Today · 4.125%
HK$25,225
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,329/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,450/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,467
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$742/mo
Today · 4.125%
HK$24,939
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,878/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$711/mo
Today · 4.125%
HK$27,518
baseline
▲ 0.50% · 4.625%
HK$28,968
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,036/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,423
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$803/mo
Today · 4.125%
HK$27,017
baseline
▲ 0.50% · 4.625%
HK$28,661
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,034/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,283
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$770/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,382
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,379
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,230
−HK$865/mo
Today · 4.125%
HK$29,095
baseline
▲ 0.50% · 4.625%
HK$30,866
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,190/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,458
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,275
−HK$829/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$33,796
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,247
−HK$927/mo
Today · 4.125%
HK$31,174
baseline
▲ 0.50% · 4.625%
HK$33,071
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,348/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$888/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,210
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,290
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$989/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$2,023/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,810
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$947/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,624
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,245
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$1,050/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,480
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,977
−HK$1,006/mo
Today · 4.125%
HK$38,983
baseline
▲ 0.50% · 4.625%
HK$41,038
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,966/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,201
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,296
−HK$1,112/mo
Today · 4.125%
HK$37,408
baseline
▲ 0.50% · 4.625%
HK$39,685
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,816/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,161
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,211
−HK$1,066/mo
Today · 4.125%
HK$41,277
baseline
▲ 0.50% · 4.625%
HK$43,452
+HK$2,175/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,554/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).