▼ 0.50% · 3.625%
HK$21,696
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,370
−HK$686/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,459
+HK$1,403/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,783
−HK$657/mo
Today · 4.125%
HK$25,440
baseline
▲ 0.50% · 4.625%
HK$26,781
+HK$1,341/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,880/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,865
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$755/mo
Today · 4.125%
HK$25,362
baseline
▲ 0.50% · 4.625%
HK$26,905
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,724/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,550
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,262
−HK$722/mo
Today · 4.125%
HK$27,984
baseline
▲ 0.50% · 4.625%
HK$29,459
+HK$1,475/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,968/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$822/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,351
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,963
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$788/mo
Today · 4.125%
HK$30,528
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,609/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,056/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,204
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$891/mo
Today · 4.125%
HK$29,973
baseline
▲ 0.50% · 4.625%
HK$31,797
+HK$1,824/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,946/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$854/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$34,815
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,374
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,319
−HK$960/mo
Today · 4.125%
HK$32,279
baseline
▲ 0.50% · 4.625%
HK$34,243
+HK$1,964/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,558/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,791
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,697
−HK$919/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,494
+HK$1,878/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,543
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$1,028/mo
Today · 4.125%
HK$34,584
baseline
▲ 0.50% · 4.625%
HK$36,689
+HK$2,105/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,168/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,204
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,175
−HK$985/mo
Today · 4.125%
HK$38,160
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,012/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,320/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,713
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$1,097/mo
Today · 4.125%
HK$36,890
baseline
▲ 0.50% · 4.625%
HK$39,134
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,780/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,618
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,654
−HK$1,050/mo
Today · 4.125%
HK$40,704
baseline
▲ 0.50% · 4.625%
HK$42,850
+HK$2,146/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,408/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,883
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,030
−HK$1,165/mo
Today · 4.125%
HK$39,195
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,385/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,390/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,031
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,132
−HK$1,116/mo
Today · 4.125%
HK$43,248
baseline
▲ 0.50% · 4.625%
HK$45,528
+HK$2,280/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,496/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,052
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,267
−HK$1,234/mo
Today · 4.125%
HK$41,501
baseline
▲ 0.50% · 4.625%
HK$44,026
+HK$2,525/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$83,002/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,445
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,610
−HK$1,182/mo
Today · 4.125%
HK$45,792
baseline
▲ 0.50% · 4.625%
HK$48,206
+HK$2,414/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,584/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).